Finance Mojito – Where finance meets freshness. The perfect blend of money and life.
Why ‘Finance Mojito’?
Just like a mojito balances sweet, sour, and mint, my blogs balance smart money strategies with the joy of living.
Meet Your Financial Mixologist
Hi, I’m Siljack Wong — a solo creator, finance enthusiast, and mojito lover. I’m not a certified expert, but I’m your go-to buddy for breaking down intimidating money topics. By day, I’m a Project Manager deliver banking technology projects.
Quick disclaimer: I am not a financial advisor. I don’t have a CFP, CFA, or any finance certification. Think of me as a curious learner who loves research, clear explanations, and helping people make sense of money.
How I Work
Finance Mojito is my attempt to make personal finance refreshing, balanced, and genuinely useful. No fluff. No pressure. Just clear explanations and practical insights.
I focus on US, Singapore, Malaysia and and universal finance concepts. because those are the areas I’ve studied and where I know readers need help.
I’m not a walking encyclopedia. But I am good at research, analysis, and explaining complex things simply – skills I’ve developed as part of my careers.
Here’s how each article comes together:
| Step | What I Do |
|---|---|
| 🔍 Research | I read official sources: IRS, CPF, EPF, IRAS, LHDN, MAS, BNM, SEC |
| 🤖 AI Draft | I use AI tools to help structure information and summarize concepts |
| ✅ Fact-Check | I verify every claim against official sources |
| ✍️ Human Rewrite | I rewrite everything in my own voice with real-world examples |
| 🛡️ Disclaimer | I remind readers this is education, not personalized advice |
Yes, I use AI. I believe in being honest about it. AI is a tool – like a calculator for math or spellcheck for writing. Every article is reviewed, edited, and owned by me. The final responsibility is mine, not the machine’s.
I Value Your Input (Really)
I do my best to get things right. But I’m human. I make mistakes. Financial rules also change frequently.
If you spot something inaccurate, outdated, or just poorly explained – please tell me.
- Leave a comment on the post
- Email me directly (link in footer)
- Even disagree respectfully – I welcome different perspectives
I will:
- Acknowledge your feedback
- Correct errors promptly
- Update posts when rules change
This blog is better when readers help shape it. Consider this an open invitation to keep me honest.
Affiliate & Advertising Disclaimer
Here’s something you should know.
Some links on Finance Mojito are affiliate links. That means if you click through and sign up for a product or service, I may earn a small commission – at no extra cost to you.
I also display ads (like Google AdSense) which generate revenue based on views or clicks.
Here’s my promise to you:
| ✅ I WILL | ❌ I WILL NOT |
|---|---|
| Only recommend products I genuinely find useful | Recommend something just because it pays |
| Disclose affiliate links clearly | Let commissions influence my opinions |
| Prioritize accurate, helpful content | Hide bad reviews for money |
| Update recommendations when things change | Pretend I’ve used something I haven’t |
My reputation is worth more than any single commission. If a product or service isn’t good, I’ll say so – even if it means losing a potential affiliate sale.
If you ever feel a post is biased or unfair, please call me out. I mean it.
What You’ll Find Here
| 🇺🇸 US | 🇸🇬 Singapore | 🇲🇾 Malaysia | 🌎 Global |
|---|---|---|---|
| 401(k), Roth IRA, credit cards | CPF, SRS, HDB, REITs | EPF, ASNB, halal investing | Budgeting, ETFs, DCA, FIRE |
| US taxes, student loans | IRAS filing, MediShield | LHDN filing, STR, BUDI | Crypto, passive income |
| S&P 500, robo-advisors | SGX, moomoo, Tiger | Bursa, Rakuten, ASM | Money psychology |
Plus cross-region comparisons and tool reviews to help you make smarter decisions.
Let’s Build This Together
Finance Mojito is a one-person labor of love. If you find this helpful, here’s how you can support:
- 📧 Subscribe to the weekly newsletter
- 💬 Leave a comment or correction (seriously, please do)
- 📤 Share an article with someone who needs it
- ☕ Buy me a coffee (optional, but appreciated – link below)
Here’s to financial clarity. One sip at a time. 🍸

