Last updated: May 14, 2026
Welcome to Finance Mojito (the “Website”), operated by Siljack Wong (“I”, “me”, “my”, “us”, “we”, or “our”). By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our Website.
These terms apply to all users, including readers, commenters, and anyone who interacts with Finance Mojito.
1. Intellectual Property & Copyright
All content published on Finance Mojito – including articles, text, graphics, logos, images, and any other material – is owned by me or used with permission. This content is protected by copyright laws.
You may:
- Share excerpts from our posts (up to 100 words) with proper attribution and a link back to the original article.
- Share our links on social media or in forums, as long as you do not misrepresent the content.
You may not:
- Copy, republish, or reproduce entire articles without my written permission.
- Use my content for commercial purposes without a license or agreement.
- Modify, translate, or create derivative works from my content.
Violation of these terms may result in legal action.
2. User Conduct & Comments
I welcome thoughtful comments and discussion. However, by posting a comment on Finance Mojito, you agree that you will not:
- Post any content that is defamatory, abusive, harassing, or threatening.
- Post spam, promotional links, or irrelevant advertisements.
- Impersonate another person or entity.
- Post false, misleading, or harmful information – especially financial advice that could mislead readers.
I reserve the right to moderate, edit, or delete any comment at my sole discretion. Repeated violations may result in a ban from commenting.
By posting a comment, you grant me a non‑exclusive, royalty‑free, perpetual license to display, distribute, and promote your comment on Finance Mojito and related social media channels.
3. Affiliate & Advertising Disclosure
Finance Mojito participates in affiliate marketing programs (e.g., brokers, financial tools, etc.) and displays advertisements (e.g., Google AdSense).
- Affiliate links: If you click an affiliate link and make a purchase or sign up for a service, I may earn a commission – at no extra cost to you.
- Advertisements: Third‑party advertisers may use cookies to serve ads based on your prior visits to this or other websites.
I am not responsible for the content or accuracy of any affiliate partner’s website or ad. Your interactions with advertisers are solely between you and them.
Full disclosure: My editorial content is not influenced by affiliate partnerships or ads. I only recommend products I genuinely believe provide value.
4. Disclaimer of Warranties & Limitation of Liability
No Financial Advice – All content on Finance Mojito is for educational and informational purposes only. I am not a licensed financial advisor, certified financial planner, or investment professional. Nothing on this Website constitutes professional financial, tax, legal, or investment advice. Always consult a qualified professional before making any financial decision.
No Guarantees – I make no representations or warranties about the accuracy, completeness, reliability, or timeliness of any information on this Website. Financial markets and regulations change frequently; information may become outdated.
Limitation of Liability – To the fullest extent permitted by law, Finance Mojito and Siljack Wong shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this Website or reliance on its content. This includes loss of money, goodwill, or any other damage, even if advised of the possibility.
5. External Links Disclaimer
Finance Mojito may contain links to third‑party websites (e.g., brokers, banks, government sites). I do not control, endorse, or guarantee the accuracy of any content on external sites. You access them at your own risk. It is your responsibility to review their privacy policies and terms.
6. Governing Law & Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.
Any dispute arising out of or related to your use of Finance Mojito shall be subject to the exclusive jurisdiction of the courts of Singapore.
If you access this Website from outside Singapore, you do so on your own initiative and are responsible for compliance with local laws.
7. Changes to These Terms
I reserve the right to update or change these Terms and Conditions at any time without prior notice. The “Last updated” date at the top of this page will reflect the most recent revision.
Your continued use of Finance Mojito after any changes constitutes your acceptance of the new terms. If you do not agree with the revised terms, please stop using the Website.
8. Contact Information
If you have any questions about these Terms and Conditions, please contact me via the contact form on our Website.
By using Finance Mojito, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
🍸 Stay balanced, stay refreshed.
